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How to Prevent Home Title Theft Online – Security 101

Dave Miller with Online Cloud Security

Dave Miller – Tech Enthusiast & Security Expert – June 30th, 2022

how to prevent home title theft online

Title theft is not a new crime but a pressing issue that makes many people wonder how to prevent home title theft online. Homeownership is still the American Dream. Despite All the challenges, owning a house may be one of life’s greatest joys. What if you lose a dream due to a tragedy that you weren’t even aware had occurred and only learned about much later? And when it does, the results might be disastrous. With several claims of deed fraud happening across the United States last year, this issue is even worsening.

In the following paragraphs, learn about house title theft, including its causes and prevention strategies.

How to Prevent Home Title Theft Online: Table of Contents

Identity Theft – Something to Worry About?

Identity theft is when someone takes your personal information and uses it to commit fraud. There are several ways to commit identity theft. Mainly they might use your information to apply for other services, endangering your financial situation and costing you money and effort. Identity theft recovery may take years, depending on the specifics.

Fact: Worldwide, one person becomes a victim of identity theft every two seconds, and in 2019 and 2020, 47% of Americans reported having their financial identities stolen.

The worst part of identity theft is that victims frequently don’t realize their identity got stolen. It is until they get calls from creditors about a poor credit score. You also cannot entirely protect yourself against identity theft. But, you will be better able to defend yourself if you know how to prevent home title theft online by saving your information that may be in danger. Once you identify identity theft early, you may be able to take care of it.

Home Title Theft or Deed Theft

Title fraud is a little-known component of identity theft. It happens when someone uses your stolen identity to illegally transfer your asset title into their name by forging your name on a deed.

Additionally, a fraudster might take out a mortgage or another sort of loan against your house by fabricating paperwork with stolen information and claiming ownership. It takes victims a long time to learn about these severe crimes since they get carried out using the proper paperwork and understanding of how the real estate transaction process operates.

Fact: Identity theft may get reversed in an average of 100 to 200 hours over six months. Working with the three leading credit reporting agencies to issue a fraud alert may be part of the recovery process.

How Could Home Title Theft Happen?

It could appear incredibly challenging to accomplish this. Unfortunately, it may be relatively easy. Many deeds and property titles are available online, typically through a real estate register. It allows con artists and robbers to fake the title documents to your house.

Once the fraudster has completed creating a fake transfer deed in their name and has targeted your home. They then borrow money or sell against the clean title after fabricating a discharge of the current mortgage. You won’t learn unless you pay close attention to the lender’s notification regarding the foreclosure of the property against which the mortgage got taken. Or when a total stranger is now the legal owner of your house.

How to Prevent Home Title Theft Online

Being aware is the first step toward protecting oneself. Your house and other sensitive information might get better protected if you are well-versed in self-defence techniques.

Use the following advice to keep spreading awareness and how to prevent home title theft online:

Educating Yourself

Preventing house title theft from occurring in the first place is the best defense. Be cautious while opening emails for your cyber hygiene. Any suspicious emails shouldn’t contain links or attachments that you should open. Change your passwords frequently and choose strong ones. Never make a hasty decision when it comes to your finances or your property.

Keep your identity and sensitive information hidden from guests. Use a trustworthy, authorized title firm when buying a property. Knowing these things can help you avoid the risks associated with becoming an identity theft victim.

Stay Watchful for Documents

Keep an eye on your paperwork at all times. Do open letters from other mortgage firms, especially if it gets intended for someone else. Keep an eye out for utility bills and other statements; if they start to vanish or change randomly, your property’s identity and title may be at risk. Contact the service provider immediately if you’ve observed that you’ve never gotten a bill or that an automated withdrawal never occurred.

Credit Monitoring Services

The best approach to spot indications of title fraud is to keep an eye on your credit score. You can enroll in a subscription credit monitoring program to allay any worries. Get notified if someone tries to delete your name from an existing bank account or add new account holders. provides free credit reports every year. 

Note: Beware of con artists masquerading as title protection companies. More con artists are trying to take advantage of individuals as they want to protect their titles.

Home Title Insurance

To safeguard you from fictitious claims or liens placed against your property, a title firm guarantees the property’s title. When you purchase a house, closing fees include a one-time premium for the owner’s title insurance. You are protected if you choose to get owner’s policy title insurance.

Because title lock insurance may not provide much protection, you do not need it. After the theft, it simply notifies you if a deed got moved out of your name. Some experts even call it a waste of money as it offers nothing. On the other hand, companies do sell these services, and customers do buy

What To Do If You Are a Victim

You don’t have much time to hesitate and consider your options if you suspect you’ve been the victim of house title fraud.

Fact: According to the Javelin Research team, 40 % of identity fraud takeovers occur within 24 hours of a thief gaining access to a victim’s account.

Take these quick actions:

Note: You will have separate parameters for each city, established by the local authorities. If we talk about New York. Homeowners who believe they are the victims of deed fraud get instructed to report the crime immediately to the city’s sheriff and obtain a certified copy of the forged document from the city register’s office

Home Title Theft Statistics

Even though you might not yet have that belief in the identity theft risks. To further emphasize why you should take steps to ensure your security. Or risk being a victim of home title theft, I have gathered some fascinating statistics.

How to Prevent Home Title Theft Online - Bottom Line

The committers of deed fraud will surely get jail sentences because it is a federal felony. However, title theft frauds continue to increase. Our information can spread throughout the internet due to a lack of protection. To ensure an anxious existence, however, as a residential owner, these are possessions that you need to safeguard.

Learning how to prevent home title theft online starts with protecting your assets, constantly be watchful and alert. Set up identity theft protection and credit monitoring services to receive alerts if any questionable occurrence occurs. Because Your data may still be leaked online despite all self-precautions.

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Dave Miller with Online Cloud Security

Dave Miller

IT Consultant at Online Cloud Security

Dave Miller is an IT Consultant for Online Cloud Security and has over 7 years of experience in the Information Technology space. He also specializes in repairing laptops & computers. In his spare time, he loves to talk about new technologies and hosts monthly IT and Cyber Security meetings in the Houston area.

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Online Cloud Security is here to recommend you the most secure devices, from laptops to smartphones, we only want to provide you with products that we have tested and used ourselves for online security. Every product that we recommend is heavily inspected and tested for security against hackers, viruses, malware, and any other intruders that may want to steal your information. 

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Online Cloud Security Logo (500x500px)

About Online Cloud Security

Online Cloud Security is here to recommend you the most secure devices, from laptops to smartphones, we only want to provide you with products that we have tested and used ourselves for online security. Every product that we recommend is heavily inspected and tested for security against hackers, viruses, malware, and any other intruders that may want to steal your information. 

Recent Posts: